Mortgage Rates History Graph 2025. The mortgage rates are updated on a weekly basis. At 3.94%, the monthly payment for a $200,000 home loan was $948.
![Mortgage Rates History Graph 2025](https://tse1.mm.bing.net/th?q=Mortgage%20Rates%20History%20Graph%202024&w=1280&h=720&c=5&rs=1&p=0)
This is currently offered by 2 banks. The average interest rate, per the most current data available as of this writing, is 6.749%.